Structural surveys and full building surveys are often mistaken for one another, yet they serve different purposes. Being informed about these differences helps you make confident decisions when purchasing a property.
We will walk you through how these two types of surveys differ and what each one covers.
Detailed Building Surveys.
If you are buying a home, getting the right survey is essential and not something to overlook. A Level 3 full building survey is recommended as it offers the most thorough assessment and peace of mind before you commit to the purchase.
You will get a thorough assessment of the property’s current state, covering all key elements and identifying any major structural concerns or defects. A cost summary is also included, offering clear guidance on the work needed and how much you can expect to spend on repairs and upkeep.
To protect your investment, surveys should always be performed by RICS-accredited professionals who understand the technical detail behind property issues.
Structural Surveys and Condition Reports.
Because full structural surveys delve into the heart of a building’s stability it is walls, roof, and floors they should only be performed by professionals with the right qualifications. That usually means structural engineers or RICS surveyors with specific expertise in structural assessment.
Structural surveys are advised when a previous report has identified an issue but lacks detail about its seriousness. Without a clearer picture, mortgage lenders are unlikely to proceed, viewing the property as too risky.
What Should You Do if You Get a Bad Survey Report?
Discovering issues in a property survey is not the end of the road it is the start of making informed decisions. A full building survey often opens the door to more targeted reports for areas of concern, structural or otherwise. You may also want to consider the following actions:
- You could ask the seller to sort out the problem before moving forward with the purchase. It is perfectly reasonable to make this a condition of the sale to protect your investment.
- To offset the cost of necessary repairs, consider negotiating a lower purchase price. This approach gives you more flexibility and ensures you are not overpaying for a property that needs work.
- Opting not to proceed with the purchase.
Another option is to request a defect survey tailored to provide deeper insights into any of the following aspects:
- Structural Shifting and Stability
- Wood Decay and Deterioration
- Damp and Condensation Concerns
- Construction Deficiencies
These focused assessments include comprehensive information on the problem and a cost projection for necessary repairs.
Get in Touch.
At S Jones Surveying, we offer detailed and neutral building surveys feel free to reach out to us anytime for assistance.