While each home survey is tailored to the specific property being inspected, there are certain key factors that every surveyor must consider. These common elements form the foundation of any thorough and reliable assessment, regardless of the property’s size or age.
This guide outlines the primary factors that determine how detailed a property survey will be. It also explains why it is beneficial to invest in a full survey, even if the property seems straightforward.
Property Size and Extent.
The size of a property has a direct impact on how long a survey takes and how detailed the final report will be. Detached and semi-detached homes with multiple levels and rooms require a more thorough inspection than simpler structures like bungalows.
In certain cases, such as flats within larger converted properties, the assumption that smaller homes require less scrutiny does not hold. For example, a ground floor flat in a multi-storey building may still share responsibility for repairs to the roof and upper sections. A full-building survey provides not only legal and financial protection but also greater confidence in the property’s structural soundness.
Type and Style of the Property.
Depending on the type of property, reports may need to be more specialised and thorough.
Properties such as barn conversions, oat houses, thatched cottages, and new builds each come with unique risks like construction quality, fire hazards, or settling issues that warrant close inspection.
Property Age.
Historic or older homes often need a more thorough survey. It is not a reflection on how well they were built, but rather the effects of time weathering, movement, and typical use which may result in a more comprehensive report.
Recent renovations in period properties can be a red flag if not done correctly. Surveyors will assess whether these changes were executed to a professional standard and whether they remain in keeping with the original design and materials of the building.
Properties marketed for renovation or described as needing modernisation are frequently sold in a condition that warrants closer examination. Particularly when buyers do not intend to occupy the property immediately, commissioning a comprehensive building survey is vital to ensure informed decision-making and budgeting.
While new builds offer the appeal of modern design and fresh finishes, they are not immune to faults. A snagging report can catch issues early, allowing you to request repairs from the builder before completing the purchase.
External Characteristics.
Our surveys include a thorough inspection of both the inside and outside of the home, including external fixtures such as guttering and drainpipes.
A comprehensive property survey should encompass the boundaries, footpaths, and garden areas regardless of shared ownership as well as permanent structures like decking and outbuildings, including conservatories and porches. An increased number of these elements results in a more extensive and detailed survey report.
Type and Scope of Survey.
The valuation done by the mortgage company is not a comprehensive survey and cannot guarantee the property’s soundness.
A Level 1 Survey is the simplest type available but will highlight significant risks or defects in the property.
Compared to a Level 1 Survey, a Level 2 Survey (formerly the Home Buyer’s Report) includes more detailed analysis, especially of external problems like damp and subsidence.
Full building surveys (Level 3) offer a detailed inspection that can identify subtle or hidden defects common in older or period homes. Our surveys additionally provide a summary of expected repair costs, giving you a clearer picture of potential future expenses a feature not always included in standard Level 3 surveys.